Dental InsuranceWe provide all our patients with the finest treatment available and base our treatment recommendations on what will be best for your child and not what your insurance company does or doesn't pay. Please note the following in regards to your dental insurance coverage:
We emphasize that as a health care provider, our relationship is with you and not your dental insurance company. Your dental insurance is a contract between your employer and your insurance company. Most plans routinely pay between 50-75% of the average total fee for covered children’s dentistry. This percentage is determined by how much your employer has paid for coverage.
As a courtesy, we will be happy to file for your insurance benefits, though we are not obligated to do so. Because your dental insurance plan is a contract between you, your employer, and the insurance company, many carriers will not reimburse our office. In this instance, you will be responsible for the full costs of visits at the time services are provided and your insurance company will send you the reimbursement check, directly.
Any amount determined not to be covered by your insurance company is payable at the time services are rendered; these fees may include deductibles, co-payments or certain procedures not covered by your insurance policy. Unfortunately, some of the services that we may recommend for your child will not be covered by your specific dental policy.
We allow a maximum of 45-days for your insurance company to clear account balances. Any unpaid portions will be due in full, by you, after this period.
Our office does not determine your pediatric dentistry benefits. Your employer chooses a particular policy and if you are unhappy with its specific coverage, this should be brought to your superior's attention. Only your employer can adjust benefits or change policies.
